Don't You Forget About YOU

Yes, I invoke the Simple Minds song at the end of the John Hughes classic, The Breakfast Club, considered one of the best movies of the 1980s for our next topic.  One of the things I mention when speaking with people is making sure that you don’t forget about yourself, when it comes to your money.  When you are caring for a family, your needs and wants can get lost in a shuffle, particularly if you don’t plan for it in advance.  Let me show you with an example from my own life that happened on a recent family vacation.

We all love to plan for vacations.  We think about what we’ll do, what we’ll need, and where we’ll eat.  On my family’s recent vacation to Cape Cod, we thought about all the things we might need for our condo rental:  Linens, laundry detergent, activities for our son, food to buy for the condo, soap.  Then there were the golf clubs, the clothes, and the beach accessories.  All in all, we probably started thinking about all the things we’d need about a month before we left on vacation.  I knew that I wanted to play golf twice, so I planned and booked tee times in advance.  We signed my son up for the resort’s golf and tennis camp.  We signed up for the whale watching excursion.  It was a lot of planning of activities for the week.

But at the end of the day, someone got left out—my wife.  No one knew what she wanted to do.  In some ways we found out what it is like to be suburban parents as we ran from activity to activity, from golf to lunch to the beach to more golf to dinner to bed.  Since what my wife wanted to do was relax and read, not run around from activity to activity for our son.  With all the running around, we only got to eat at our favorite fried seafood place once.  At the end of the vacation, she was more tired and stressed than when we arrived a week before.

Well, why did this happen?  The answer is simple, we were so busy trying to make my son happy with his activities during the week, that we didn’t take the time to relax for ourselves.  For example, my wife could have taken a morning and gotten a massage.  By the time we thought of it, the opportunity had passed.  Similarly, when we get caught up in caring for others, particularly day-to-day, or moment-to-moment we often let our own longer–term needs, like financial needs, slip through the cracks. 

So if you’re busy taking care of kids and/or parents day-to-day, you are likely missing out on an opportunity.  An opportunity to make sure that your financial needs are taken care of so that you can truly enjoy all that time you spend with your family.  It takes an investment of a few hours of time so that you can move forward and alleviate the stress and worry you have about your long-term financial future.  Enjoy your life more.  Contact us today for an appointment to get yourself on your way to a happier, more fulfilling life.