Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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How to Protect Yourself From a Data Breach
The right data in the wrong hands can cause a great deal of damage to your reputation and your bottom line. The best way to protect yourself from a data breach is to be aware, pay attention, and take action quickly.
The Stock Market Doesn’t Discriminate Against a Lousy Economy
Many people are feeling a disconnect between the market’s current performance and the struggling economy. On the surface, it doesn’t make sense, but this explanation may help.
What Unclaimed Property Is and Why You Should Care
Unclaimed property is money that is rightfully yours. If it seems unlikely that you have money owed to you, think again; there is a good chance you may find forgotten funds waiting for you.
Common Financial Scams and How to Avoid Them
Unfortunately, financial scams are growing even more prevalent these days and can cause a great deal of harm. Your best defense against financial fraud is a good offense. Keep your usernames, passwords, and account data closely guarded.
Flexible Savings Account vs. Health Savings Account
While both health savings accounts and flexible spending accounts are similar in structure, they are intended for different purposes and to serve individuals differently. Do your research before deciding which is best for you.
Your Adult Child and Money Management
As parents, we all want to help our children financially and be sure they are secure. Just make sure you also teach them how to be financially independent so they are not tethered to your wallet into their adult years as well.
The Pros and Cons of Using Autopay
While autopay is not without its problems and may not be for those that have fluctuating monthly bill amounts, it can bring a sense of relief from the tedious task of paying the bills and freedom from the consequences of forgetfulness.
What Are the Objectives of Credit Management?
How you manage your credit can make or break your personal finances. Credit can be a helpful tool to get the things you need and want, and it can also lead to your financial downfall if you are not careful.
How to Live Debt-Free
Taking the necessary steps towards achieving a debt-free life takes hard work and perseverance, but it will allow you to live life with freedom to make the choices you want.
6 Ways to Make Your Home More Energy Efficient
Everyone can benefit from new ways to make your home more energy-efficient. Taking simple steps, such as updating your appliances, can help lower your electricity bill while also lowering your overall impact on the environment.
Helpful Tips to Develop and Practice Personal Resilience
Life is unpredictable and can often throw many curveballs at us. Developing personal resilience is a way that we can come out the other side of adversity with a different view, and many times, more opportunity and success.
What to Learn from the Current Crisis
While the COVID-19 crisis may be preventing us from getting outside and enjoying the spring weather like we may have wanted, we can use this time to get ourselves financially healthier over the next couple of months.
9 Little Ways You’re Wasting Money
Most of us are wasting our money in ways we don’t even realize. The first step to saving money is to recognize where we are spending it. Once you know where your money is going, you can think carefully about smart ways to save it.
What to Do with a Financial Windfall
Have you considered how you would handle receiving a life-changing amount of money? Inheriting a windfall can be a blessing but it can also be a curse if you do not take smart steps to spend and save that money wisely.
Tips for Managing Your Time
Do you often feel there aren’t enough hours in the day? More often than not poor time management is to blame for us not being able to accomplish all that we would like to. Fortunately there are helpful ways we can use our time much more productively.
How to Organize Your Financial Life
Your finances are one of the most important aspects of your life. Having your financial house in order is what helps you pursue financial confidence.
Things Solopreneurs Should Do With Their Money
Many of us are solopreneurs for different reasons. Whether by choice or by accident. We all face our own set of unique challenges, and it is often a common issue for solopreneurs to forget what to do with their money.
Going Green and Saving Green with Solar Panels
If you’re looking for ways to save money on energy use as well as reduce your carbon footprint, adding solar panels to your home may be a worthy investment.
7 Cybersecurity Tips to Protect Your Personal Data
How safe is your personal data - like passwords and bank accounts- from theft and use by a criminal? These seven cybersecurity tips can help you be sure it’s locked down.
How to Maximize Your Employee Benefits
Employee benefits often go beyond retirement matching and health insurance. Learn what other benefits you may have available so you can reap the financial rewards.