Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Divorce and Your Finances
Untangling your finances during a divorce can be a messy process, but making mistakes during this vulnerable and emotionally draining period, particularly when it comes to money, can have long-lasting and far-reaching effects.
How Your Parents Can Invest for Your Kids' Future
As your parents watch the next generation grow and develop, they might want to share some of their good fortune with your kids, their grandchildren.
5 Tips for Spring Cleaning Your Finances
Organizing your finances is never a simple one-and-done task. It requires ongoing attention and care. As your circumstances change and time passes, it’s essential to keep a close watch on your money and make financial adjustments as needed.
How to Get Financially Organized and Conquer Your Paper Piles
If you are looking at a mountain of paperwork, you might be tempted to toss it in the trash, but doing so could cause problems down the road. Schedule some time to look at each document and sort them out.
Money and Marriage: How to Talk About Money with Your Spouse
Many couples consider money a taboo topic, but tiptoeing around the issue causes more harm than good. When it comes to money and marriage, talking about finances can be stressful, but it doesn’t have to be that way.
A Quick Guide to Building an Emergency Fund
Much of what we claim to be unexpected is practically inevitable; we just can’t always predict when the time will come. It’s important to make it a priority to be prepared for anything by building a sufficient emergency savings fund.
Year-End Cash Management for Every Household
Having too much without having too little cash on hand at the end of the year is a great balancing act. As the year draws to a close, take the necessary time to plan so you can relax and celebrate the holidays with confidence.
End of the Year Tax Planning for Retirees
As a retiree, you’ve done well for yourself and your accumulated funds are a testament to your hard work. Proper and strategic end of year tax planning will allow you to further make the most of what you have.
How to Protect Yourself From a Data Breach
The right data in the wrong hands can cause a great deal of damage to your reputation and your bottom line. The best way to protect yourself from a data breach is to be aware, pay attention, and take action quickly.
The Stock Market Doesn’t Discriminate Against a Lousy Economy
Many people are feeling a disconnect between the market’s current performance and the struggling economy. On the surface, it doesn’t make sense, but this explanation may help.
What Unclaimed Property Is and Why You Should Care
Unclaimed property is money that is rightfully yours. If it seems unlikely that you have money owed to you, think again; there is a good chance you may find forgotten funds waiting for you.
Common Financial Scams and How to Avoid Them
Unfortunately, financial scams are growing even more prevalent these days and can cause a great deal of harm. Your best defense against financial fraud is a good offense. Keep your usernames, passwords, and account data closely guarded.
Flexible Savings Account vs. Health Savings Account
While both health savings accounts and flexible spending accounts are similar in structure, they are intended for different purposes and to serve individuals differently. Do your research before deciding which is best for you.
Your Adult Child and Money Management
As parents, we all want to help our children financially and be sure they are secure. Just make sure you also teach them how to be financially independent so they are not tethered to your wallet into their adult years as well.
The Pros and Cons of Using Autopay
While autopay is not without its problems and may not be for those that have fluctuating monthly bill amounts, it can bring a sense of relief from the tedious task of paying the bills and freedom from the consequences of forgetfulness.
What Are the Objectives of Credit Management?
How you manage your credit can make or break your personal finances. Credit can be a helpful tool to get the things you need and want, and it can also lead to your financial downfall if you are not careful.
How to Live Debt-Free
Taking the necessary steps towards achieving a debt-free life takes hard work and perseverance, but it will allow you to live life with freedom to make the choices you want.
6 Ways to Make Your Home More Energy Efficient
Everyone can benefit from new ways to make your home more energy-efficient. Taking simple steps, such as updating your appliances, can help lower your electricity bill while also lowering your overall impact on the environment.
Helpful Tips to Develop and Practice Personal Resilience
Life is unpredictable and can often throw many curveballs at us. Developing personal resilience is a way that we can come out the other side of adversity with a different view, and many times, more opportunity and success.
What to Learn from the Current Crisis
While the COVID-19 crisis may be preventing us from getting outside and enjoying the spring weather like we may have wanted, we can use this time to get ourselves financially healthier over the next couple of months.