Russell D. Rivera of Voice Wealth Management has been recognized as a 2025 Leaders Club qualifier by Cambridge for exceptional leadership and client service.

Retirement planning is about creating a future that aligns with your values and goals. From deciding how to spend your time to managing your financial resources, these questions to ask yourself cover four important considerations.

Required Minimum Distributions (RMDs) play a crucial role in your retirement strategy, affecting everything from taxes to income flow. Understanding how to manage these mandatory withdrawals effectively can save you from hefty penalties and optimize your financial well-being.

How will your spending change in retirement? Explore key areas where costs typically decrease, from work-related expenses to downsizing your home, and learn how to manage your newfound financial flexibility wisely.

Are you postponing retirement despite being financially prepared? It might be fear that's holding you back. Read on to find out how to navigate those feelings.

Reconsider your future - retirement is not an end but a start of an exciting journey. Embrace the next phase of your life and focus on achieving your long-held dreams.