Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Breaking the Debt Cycle with Cash-Based Budgeting
Ever feel like your money disappears faster than you can track it? In this video, Russell Rivera explores how using a cash-based budgeting system can help create stronger spending awareness.
Real Talk on Blended Family Finances
Blended families often face hidden financial tension that traditional families might not. Different upbringings, spending habits, and priorities can lead to friction unless they’re addressed head-on. In this episode of Sidewalk Talk, Russell Riveria walks through why communication is key and where to start.
Life After Divorce: Protecting Your Assets in a New Relationship
Rebuilding your life after divorce isn’t just emotional—it’s financial. In this video, Russell Rivera shares how a client took careful steps to protect her assets when entering a new relationship. With children and a settlement at stake, the right financial planning made all the difference.
Buying a Home: Dream or Reality?
Moving isn't just about a new address—it’s about what that change means for your finances. In this video, Russell Rivera explains how to assess your full financial picture before making a move. Whether you're expanding, downsizing, or relocating, it’s a conversation worth having.
Smart Money Moves After an Inheritance or Windfall
A young professional suddenly received a trust fund but had no idea how to handle it. Should they invest? Pay off debt? Save for the future? In this video, Russ Rivera walks through the steps he took to help them create a solid financial plan—one that ensured their inheritance would last and work for them.
Smart Tax Strategies to Save Money and Reduce Stress
Tax season doesn't have to be a last-minute scramble. With smart, year-round planning, you can reduce stress, stay organized, and make tax time work for you—not against you. Watch this episode of Sidewalk Talk where Russ Riveria explains how.
Love and Money: Finding Financial Harmony
Money issues can strain any relationship, but they don’t have to. In this video, Russell Rivera shares how one couple used financial planning to turn tension into teamwork by aligning their goals and habits.
New Year, New Goals: Financial Clarity for 2025
Financial clarity can transform uncertainty into confidence. In this video, Russell Rivera shares how a thriving entrepreneur balanced their personal and business finances for a stress-free year ahead.
Don’t Let Year-End Finances Keep You Up at Night
Are you worried about your financial health as we head into 2025? Now’s the perfect time to review your plans and make last-minute adjustments so you can end 2024 strong and start 2025 out on the right foot.
How to Avoid a January Financial Hangover
The holidays can be overwhelming, especially when it comes to spending. In this video, Russ Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
How a Financial Advisor Can Help You Navigate the Waters of Divorce
In our latest video, Russell Rivera delves into the emotional and financial complexities of separating from a long-term partner. Discover how targeted financial advice can make a significant difference.
Protecting Your Future Self
Are you making decisions that benefit your future self? Learn how to avoid potential regrets in this episode of Sidewalk Talk.
Thinking Outside the Box for Fun and Relaxation
Who says you need to spend a fortune to enjoy your favorite sports? In his latest video, Russ Rivera reveals a hidden gem for all sports enthusiasts.
22 and a Millionaire??
What if we told you that you're a millionaire at only 22 years old? Find out why your future work outcome is such an important factor on your personal balance sheet.
SECURE Act 2.0 and High-Wage Earners
If you’re a high-wage earner, there’s a specific provision in the SECURE 2.0 Act you need to be aware of.
Two Important Changes in the New SECURE Act 2.0
Congress passed the new SECURE Act 2.0 in late December, and while it contains many updates that affect retirement savers, there are two changes in particular that you will want to be aware of right away.
Money-Saving Travel Tip
In this Instablog, Russ shares an idea for how you can save money on travel expenses.
A Quick Reminder for End-of-Year
There’s one thing people often don’t do at the end of the year that they should. In this Instablog, Russ explains what that is.
The Keys to Reaching Your Goals with Ije Nwokomah
In this episode of Discuss with Russ, Ije Nwokomah of The Commission International joins Russ to talk about creating a vision for your future, getting clear on what you want, and creating a path to reach your goals.
Important Considerations During Open Enrollment
Russell shares his thoughts on the importance of disability insurance and why you need to have it.