Managing Personal Financial Risk with Life and Long-Term Care Insurance

Russell Rivera, CFA, CFP, talks with Ross Karp, CLTC, founder and president of 3P Insurance Services, about managing personal financial risk with life and long-term care insurance. They discuss what consumers should know about buying life insurance and long-term care coverage and the importance of creating a roadmap for addressing your insurance needs.

Topics Discussed:

  • Did the pandemic alter life insurance pricing? 

  • The risk of waiting to get life insurance coverage

  • Changes in life insurance policy features 

  • Limits of workplace group policy life insurance 

  • Benefits of buying insurance through a broker vs. buying online

You can watch this video and others on the Voice Wealth Management YouTube channel.