How you handle investments in your home can factor into whether it grows as an asset or functions as more of a liability, so it’s important to be careful in choosing which improvements to make.

Don’t miss this episode of Discuss With Russ, where we talk about using energy psychology to shift your money mindset from scarcity and limiting beliefs into developing a more abundant and growth-oriented relationship with money.

Receiving a pay raise or bonus is always a welcome event. Having a plan for what to do with the extra money will ensure you get the best benefit from it.

While you may be in good health today, life doesn’t always go as planned, so it’s a good idea to put a POA in place as a general precaution. Without one, your loved ones can face unnecessary stress and hardship.

Security and peace of mind are much more desirable than extravagant holiday spending. If you want to enjoy the holidays this year and still meet your financial goals for the coming year, you’ll need to create a holiday budget and stick to it.

Here are some ideas on how you can get the whole family involved with charitable giving, along with what you need to consider before you donate your time or money.

With the holidays fast approaching, don’t let the hustle and bustle of travel, shopping, and gatherings distract you from what’s best for you and your family. Here are some end-of-year money moves you’ll want to consider now.

Purchasing a vacation home may seem pretty straightforward — find a place, buy it, and start living your best vacation life. But in reality, just like owning a “regular” home, vacation homes come with many of the same considerations as homeownership of any kind.

Whether you’re looking at health insurance, life insurance, disability, or retirement, the first step to maximizing your benefits is understanding what is available to you. Don’t let them go to waste.

With costs rising, families are looking for ways to save on necessities, not just for back to school but throughout the year. One way people do this is by taking advantage of their state’s tax-free weekend.

Financial planning for your retirement is critical, and that includes having a strong credit score. Here’s how you can build and maintain a good credit score as a future or current retiree.

Fear can be a great motivator—to freeze and do nothing. And when you freeze, it pays to have a professional who will guide you through the issues, whatever they might be, with rationality and experience to get you moving in the right direction.

Untangling your finances during a divorce can be a messy process, but making mistakes during this vulnerable and emotionally draining period, particularly when it comes to money, can have long-lasting and far-reaching effects.

As your parents watch the next generation grow and develop, they might want to share some of their good fortune with your kids, their grandchildren.

Organizing your finances is never a simple one-and-done task. It requires ongoing attention and care. As your circumstances change and time passes, it’s essential to keep a close watch on your money and make financial adjustments as needed.

If you are looking at a mountain of paperwork, you might be tempted to toss it in the trash, but doing so could cause problems down the road. Schedule some time to look at each document and sort them out.

Many couples consider money a taboo topic, but tiptoeing around the issue causes more harm than good. When it comes to money and marriage, talking about finances can be stressful, but it doesn’t have to be that way.

Much of what we claim to be unexpected is practically inevitable; we just can’t always predict when the time will come. It’s important to make it a priority to be prepared for anything by building a sufficient emergency savings fund.

Having too much without having too little cash on hand at the end of the year is a great balancing act. As the year draws to a close, take the necessary time to plan so you can relax and celebrate the holidays with confidence.

As a retiree, you’ve done well for yourself and your accumulated funds are a testament to your hard work. Proper and strategic end of year tax planning will allow you to further make the most of what you have.