Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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The Benefits of Early Tax Planning
When you don’t make tax planning a priority, you can cost yourself a considerable amount of money in missed opportunities and mistakes.
Year-End Checklist for Maximizing Your Total Compensation
You don’t need to hit the jackpot to create financial security and prepare for the future. If you make smart decisions, exercise discipline, and tap into the resources offered by your employer, your 9-to-5 can be a source for wealth building.
Cash is King
Have you noticed that many businesses are now passing credit card fees onto the customer?
How to Prevent Theft and Losses Due to Burglaries
You deserve to feel safe and secure, especially in your own home. Use common sense and the tips we offer here to reduce your chances of becoming the victim of a theft or burglary.
The Silver Lining for Homeowners in Today's Market
Would you believe it if someone told you there’s an upside to inflation? When prices are on the rise, so are rents and property values, and that benefits homeowners.
How Secure Are Your Passwords?
The easiest way for hackers to gain access to your personal accounts is by guessing or stealing your passwords, and the easiest way to keep them out is by creating strong passwords and keeping them secure.
6 Tips to Avoid Overspending on Your Summer Vacation
If you want to avoid losing track of your financial goals, it’s important to not spend recklessly while on vacation. Here’s how you can set a spending limit for your summer vacation and still have a fun-filled, unforgettable time.
5 Steps to Protect Your Finances from Cognitive Decline
Most people will experience some degree of cognitive decline or memory impairment as they age. It’s an unfortunate reality of life, but one that should be expected and planned for accordingly, especially when it comes to managing finances.
10 Home Improvements That May Increase Your Home’s Value
How you handle investments in your home can factor into whether it grows as an asset or functions as more of a liability, so it’s important to be careful in choosing which improvements to make.
Empowering Your Money Mindset
Don’t miss this episode of Discuss With Russ, where we talk about using energy psychology to shift your money mindset from scarcity and limiting beliefs into developing a more abundant and growth-oriented relationship with money.
7 Ideas for What to Do with Your Raise or Bonus
Receiving a pay raise or bonus is always a welcome event. Having a plan for what to do with the extra money will ensure you get the best benefit from it.
Why It’s Important to Designate a Power of Attorney
While you may be in good health today, life doesn’t always go as planned, so it’s a good idea to put a POA in place as a general precaution. Without one, your loved ones can face unnecessary stress and hardship.
How to Budget for the Holidays
Security and peace of mind are much more desirable than extravagant holiday spending. If you want to enjoy the holidays this year and still meet your financial goals for the coming year, you’ll need to create a holiday budget and stick to it.
How to Make Charitable Giving a Family Affair
Here are some ideas on how you can get the whole family involved with charitable giving, along with what you need to consider before you donate your time or money.
Year-End Money Moves to Start Planning Now
With the holidays fast approaching, don’t let the hustle and bustle of travel, shopping, and gatherings distract you from what’s best for you and your family. Here are some end-of-year money moves you’ll want to consider now.
5 Things to Consider Before Buying a Vacation Home
Purchasing a vacation home may seem pretty straightforward — find a place, buy it, and start living your best vacation life. But in reality, just like owning a “regular” home, vacation homes come with many of the same considerations as homeownership of any kind.
Making the Most of Your Employee Benefits
Whether you’re looking at health insurance, life insurance, disability, or retirement, the first step to maximizing your benefits is understanding what is available to you. Don’t let them go to waste.
Does a Tax-Free Weekend Actually Save You Money?
With costs rising, families are looking for ways to save on necessities, not just for back to school but throughout the year. One way people do this is by taking advantage of their state’s tax-free weekend.
Your Credit Score and Retirement: What You Need to Know
Financial planning for your retirement is critical, and that includes having a strong credit score. Here’s how you can build and maintain a good credit score as a future or current retiree.
The Fear is the Worst of It
Fear can be a great motivator—to freeze and do nothing. And when you freeze, it pays to have a professional who will guide you through the issues, whatever they might be, with rationality and experience to get you moving in the right direction.