Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Preparing Your Finances for Divorce
Going through a divorce? Financial preparation is an important part of the process. Here's an overview of important areas to look into.
I Paid Off My Student Loans–Now What?
Once student loans are behind you, it's time to reassess your financial status and look into the new opportunities available to you.
Taming the Money Monster: Strategies for Addressing Financial Anxiety
Financial stress is a serious source of anxiety for many people. Regardless of income level, money concerns are a leading cause of worry and tension in the everyday lives of Americans.
Planning for the Costs of Alzheimer's and Dementia Care
Advanced financial planning for long-term Alzheimer's and dementia care can provide peace of mind and enable you to focus on what matters most – the well-being of your loved one.
What Every Parent Should Know About Buying Their Teenager a Car
It's a big decision to buy a car for your teenager, and it's important to weigh all the factors involved. Our latest article provides valuable insights on the financial and safety implications, setting a budget, and discussing the responsibilities of car ownership with your teen.
6 Strategies to Reduce Your Taxable Income and Potentially Lower Your Tax Bill
Implementing these tax strategies can help you keep more money in your pocket come tax time.
A Windfall of Opportunities: How to Make Smart Choices with Sudden Money
Receiving a financial windfall, whether it's a surprise inheritance, a lottery win, or a legal settlement, can be both exciting and overwhelming. It's natural to feel a rush of emotion and to want to spend the money right away, but it's important to take a step back and think about how to be smart with your windfall.
How to Negotiate a Raise at Work
Asking for a raise without proper preparations isn’t likely to work, and it can even backfire on you. Here’s how to make a persuasive case and inspire the best possible outcome when negotiating a raise at work.
Money-Saving Travel Tip
In this Instablog, Russ shares an idea for how you can save money on travel expenses.
How to Avoid Repeating the Money Mistakes of the Past
Whether you grew up wealthy, poor, or middle class, you learned your money beliefs from your family. Learn what to do to keep from repeating your parent's money mistakes.
How to Get the Most Out of Your Flexible Spending Account
Do you use your employer-sponsored flexible spending account (FSA)? Be sure you understand the rules to maximize your benefits and avoid losing money on unspent funds.
When to Make Big Purchases for the Best Discount
Ready to make a major purchase? One way to get a significant discount on big-ticket items is to time your purchase right.
The Benefits of Early Tax Planning
When you don’t make tax planning a priority, you can cost yourself a considerable amount of money in missed opportunities and mistakes.
Year-End Checklist for Maximizing Your Total Compensation
You don’t need to hit the jackpot to create financial security and prepare for the future. If you make smart decisions, exercise discipline, and tap into the resources offered by your employer, your 9-to-5 can be a source for wealth building.
Cash is King
Have you noticed that many businesses are now passing credit card fees onto the customer?
How to Prevent Theft and Losses Due to Burglaries
You deserve to feel safe and secure, especially in your own home. Use common sense and the tips we offer here to reduce your chances of becoming the victim of a theft or burglary.
The Silver Lining for Homeowners in Today's Market
Would you believe it if someone told you there’s an upside to inflation? When prices are on the rise, so are rents and property values, and that benefits homeowners.
How Secure Are Your Passwords?
The easiest way for hackers to gain access to your personal accounts is by guessing or stealing your passwords, and the easiest way to keep them out is by creating strong passwords and keeping them secure.
6 Tips to Avoid Overspending on Your Summer Vacation
If you want to avoid losing track of your financial goals, it’s important to not spend recklessly while on vacation. Here’s how you can set a spending limit for your summer vacation and still have a fun-filled, unforgettable time.
5 Steps to Protect Your Finances from Cognitive Decline
Most people will experience some degree of cognitive decline or memory impairment as they age. It’s an unfortunate reality of life, but one that should be expected and planned for accordingly, especially when it comes to managing finances.