Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Unlocking Your Home’s Potential: Benefits and Risks of Home Equity Lines of Credit (HELOCs)
A HELOC can be a useful option thanks to its easy access and flexibility, from funding renovations to consolidating debt. But before you borrow against your home, consider the pros and cons.
How to Wrap Up Your Taxes With Confidence and Prepare for Next Year
Sick of the annual tax scramble? Discover how to simplify tax time and eliminate the frustration of disorganization.
Creating a Shared Financial Vision: Having the Money Talk with Your Partner
Open and honest financial conversations are the foundation of creating a shared vision for your life with your partner. Get tips on navigating the 'money talk' with ease.
Strategies to Mortgage Freedom
Are you on a quest to own your home outright sooner than planned? From making smart extra payments to understanding the power of refinancing, uncover practical tips for managing your mortgage effectively.
Beyond the Mortgage: Is Buying a Home Right for You?
When deciding between renting and buying a home, consider more than just the financial aspects. Think about upkeep, location, and lifestyle needs before taking the plunge.
How Understanding Your Money Personality Can Shape Your Financial Journey
The way we relate to money has deep-rooted patterns. Shedding light on your money personality can offer a fresh perspective on your financial roadmap.
Strategies for Making Sound Financial Decisions During Every Career Move
Embracing a new job role? Learn the essentials of making strategic financial decisions during career transitions so your wallet keeps pace with your professional evolution.
Year-End Financial Checkup: Charting a Healthy 2024
The year-end is a beacon for reevaluating your financial strategies. Whether it's tax optimization, setting clear goals, or reviewing your estate plan, gearing up for 2024 starts now. Discover the essential steps to working towards a thriving financial future.
Preparing Your Finances for Divorce
Going through a divorce? Financial preparation is an important part of the process. Here's an overview of important areas to look into.
I Paid Off My Student Loans–Now What?
Once student loans are behind you, it's time to reassess your financial status and look into the new opportunities available to you.
Taming the Money Monster: Strategies for Addressing Financial Anxiety
Financial stress is a serious source of anxiety for many people. Regardless of income level, money concerns are a leading cause of worry and tension in the everyday lives of Americans.
Planning for the Costs of Alzheimer's and Dementia Care
Advanced financial planning for long-term Alzheimer's and dementia care can provide peace of mind and enable you to focus on what matters most – the well-being of your loved one.
What Every Parent Should Know About Buying Their Teenager a Car
It's a big decision to buy a car for your teenager, and it's important to weigh all the factors involved. Our latest article provides valuable insights on the financial and safety implications, setting a budget, and discussing the responsibilities of car ownership with your teen.
6 Strategies to Reduce Your Taxable Income and Potentially Lower Your Tax Bill
Implementing these tax strategies can help you keep more money in your pocket come tax time.
A Windfall of Opportunities: How to Make Smart Choices with Sudden Money
Receiving a financial windfall, whether it's a surprise inheritance, a lottery win, or a legal settlement, can be both exciting and overwhelming. It's natural to feel a rush of emotion and to want to spend the money right away, but it's important to take a step back and think about how to be smart with your windfall.
How to Negotiate a Raise at Work
Asking for a raise without proper preparations isn’t likely to work, and it can even backfire on you. Here’s how to make a persuasive case and inspire the best possible outcome when negotiating a raise at work.
Money-Saving Travel Tip
In this Instablog, Russ shares an idea for how you can save money on travel expenses.
How to Avoid Repeating the Money Mistakes of the Past
Whether you grew up wealthy, poor, or middle class, you learned your money beliefs from your family. Learn what to do to keep from repeating your parent's money mistakes.
How to Get the Most Out of Your Flexible Spending Account
Do you use your employer-sponsored flexible spending account (FSA)? Be sure you understand the rules to maximize your benefits and avoid losing money on unspent funds.
When to Make Big Purchases for the Best Discount
Ready to make a major purchase? One way to get a significant discount on big-ticket items is to time your purchase right.