
Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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What to Learn from the Current Crisis
While the COVID-19 crisis may be preventing us from getting outside and enjoying the spring weather like we may have wanted, we can use this time to get ourselves financially healthier over the next couple of months.
How to Save for Retirement When You are Self-Employed
Saving for retirement can be difficult, especially when you are self-employed. Fortunately, there are several plans you can take advantage of and ways to invest your money to help you save for the retirement you dream of.
The Current Market
In this video, Russell Rivera addresses many common concerns that investors are having about the volatility of the current market, and what the long-term costs this economic crash may have in the future.
9 Little Ways You’re Wasting Money
Most of us are wasting our money in ways we don’t even realize. The first step to saving money is to recognize where we are spending it. Once you know where your money is going, you can think carefully about smart ways to save it.
Personal Finance and Smart Spending
In this video, Russell Rivera, the Founder and President of Voice Wealth Management, talks about how easily and often we engage in “frustration buying,” and ways you can avoid spending money that you don’t have to.
The Market is Signaling Recession. What Next?
The last three weeks have led to intense emotions. Both inside and outside the market, anxiousness is high due to COVID-19.
Why It’s Important to Diversify Your Investments
Diversification is an investment strategy seeks to reduce risk and maximize return for long-term investments such as retirement accounts.
It All Starts With a Budget
When people think of budgeting, some might think of putting your cash in envelopes or glass jars to make sure you don’t spend too much on any one area of your life, but budgeting is much more than that. In Russell’s latest video, It All Starts With a Budget, he talks about the important aspects of budgeting and poses some questions you may not have thought about.
Building Our Portfolios
When it comes to how we build our portfolios, we've studied the academic research and come to believe a few things about investing. A portfolio should be broad-based and global. When it comes to stocks, we want you to own as many securities in the market as possible, but we want to tilt towards certain characteristics that we think and we have found make for better returns over time.
The Role of Investments In Your Financial Plan
When clients plan their financial journey, it’s like building a car that goes down the road of life. That car needs an engine. That's where investments come in.
The Financial Planning Process - Part 2
Do you know what are the basics that most people have in their financial plan in some form? While there can be a lot of moving parts, it doesn’t have to be complicated. Listen as Russell covers the general elements of a financial plan and what goes into each part.
The Financial Planning Process - Part 1
The financial planning process is about organizing your financial life today and then making plans for your financial life in the future. Listen as Russell Rivera talks about how this process works and how to make the most of your planning today for your future.
What is Financial Planning?
Financial planning can sometimes feel like an overwhelming process, but it doesn’t have to be. Listen as Russell Rivera talks about the basics of financial planning and how important it is to find a financial planner that will help you through this highly personalized process.
Why I Do What I Do
In this video, Russell Rivera, Founder and President of Voice Wealth Management, shares his personal story of how he became the founder of his own company, and why he has a dedicated passion for helping his clients reach the financial security they strive for.
Living Your Best Retirement
Everyone’s vision of life after retirement is different. But it is important to properly plan, save, and invest for the kind of retirement you desire.
The Trouble With Forecasting The Market’s Future
Market ups and downs are inevitable. Instead of trying to predict the future based on the recent past, we should be looking to the market itself to find insightful information on expected returns.
What to Do with a Financial Windfall
Have you considered how you would handle receiving a life-changing amount of money? Inheriting a windfall can be a blessing but it can also be a curse if you do not take smart steps to spend and save that money wisely.
The Coming Crash: How to Be Sure You’re Prepared for a Possible Recession
The last official recession in the United States ended in 2009. Regardless of age, we all remember it. Whether you call it “The Financial Crisis” or “The Great Recession,” it has left an indelible mark on how we view our economy of the last decade. It has scarred how many think about the world of economics and finance, leaving us wondering when the next shoe will drop.
Unique Issues Women Face When Planning for Retirement
While women are earning more than ever in recent decades, they still face many unique financial challenges that must be taken into consideration when planning for retirement.