Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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What Every Parent Should Know About Buying Their Teenager a Car
It's a big decision to buy a car for your teenager, and it's important to weigh all the factors involved. Our latest article provides valuable insights on the financial and safety implications, setting a budget, and discussing the responsibilities of car ownership with your teen.
6 Strategies to Reduce Your Taxable Income and Potentially Lower Your Tax Bill
Implementing these tax strategies can help you keep more money in your pocket come tax time.
5 Benefits to Consolidating Your Investment Accounts with a Financial Advisor
Tired of juggling multiple investment accounts and struggling to keep track of all your statements and tax forms? Consolidating your investment accounts with a financial advisor can make managing your finances much easier.
22 and a Millionaire??
What if we told you that you're a millionaire at only 22 years old? Find out why your future work outcome is such an important factor on your personal balance sheet.
Making a Difference: How to Organize a Fundraiser for Your Cause
If you’re thinking of holding a fundraiser for a cause you care about, it’s important to get organized and plan ahead if you want your event to be a success.
A Windfall of Opportunities: How to Make Smart Choices with Sudden Money
Receiving a financial windfall, whether it's a surprise inheritance, a lottery win, or a legal settlement, can be both exciting and overwhelming. It's natural to feel a rush of emotion and to want to spend the money right away, but it's important to take a step back and think about how to be smart with your windfall.
Opportunity Costs of Early and Late Retirement
To many, retiring early may seem like a dream come true, but it can come with its own set of challenges and drawbacks. On the other hand, retiring late also has its own unique pros and cons.
SECURE Act 2.0 and High-Wage Earners
If you’re a high-wage earner, there’s a specific provision in the SECURE 2.0 Act you need to be aware of.
Two Important Changes in the New SECURE Act 2.0
Congress passed the new SECURE Act 2.0 in late December, and while it contains many updates that affect retirement savers, there are two changes in particular that you will want to be aware of right away.
Financial Planning in the Face of a Terminal Illness
The job of financial planning is to help prepare your finances for the challenges and opportunities that lie ahead, even if one of those challenges is a terminal illness. Here’s guidance on steps you can take to get your affairs in order should you face that diagnosis.
How to Know if It's Time to Downsize Your Home
The decision of whether or not to downsize their house is one that many retirees and pre-retirees face. And while you may be emotionally attached to the home where you raised your family, there are many benefits that downsizing can offer.
How to Negotiate a Raise at Work
Asking for a raise without proper preparations isn’t likely to work, and it can even backfire on you. Here’s how to make a persuasive case and inspire the best possible outcome when negotiating a raise at work.
Money-Saving Travel Tip
In this Instablog, Russ shares an idea for how you can save money on travel expenses.
A Quick Reminder for End-of-Year
There’s one thing people often don’t do at the end of the year that they should. In this Instablog, Russ explains what that is.
Should You Join the FIRE Movement?
The FIRE (Financial Independence, Retire Early) movement is gaining momentum among people who are willing to make drastic changes to their lifestyle in exchange for an early retirement. Here’s what you need to know to decide if it’s right for you.
The Keys to Reaching Your Goals with Ije Nwokomah
In this episode of Discuss with Russ, Ije Nwokomah of The Commission International joins Russ to talk about creating a vision for your future, getting clear on what you want, and creating a path to reach your goals.
How to Avoid Repeating the Money Mistakes of the Past
Whether you grew up wealthy, poor, or middle class, you learned your money beliefs from your family. Learn what to do to keep from repeating your parent's money mistakes.
Reimagining Retirement in the 21st Century
Longer life expectancies and more flexible work options have made retiring in your early 60s less of a necessity than it was for generations past.
Important Considerations During Open Enrollment
Russell shares his thoughts on the importance of disability insurance and why you need to have it.
How to Invest Your Energy Wisely for Greater Personal and Professional Returns
Are you spending your energy wisely? How you spend your limited energy determines just how much you get out of life, both personally and professionally.