Discuss with Russ

When winter routines slip, so can your energy, focus, and well-being. Learn how to combat seasonal sluggishness with simple habits that support your health and mindset—without needing a complete lifestyle overhaul.

Many year-end financial moves must be completed by December 31, not in March when taxes are due. This short video breaks down the key steps that can impact your 2025 planning and beyond. If you want to stay ahead and avoid last-minute pressure, it’s worth reviewing this now.

Estate planning isn’t set-it-and-forget-it. With new tax laws and life changes, now’s the time to review your estate documents to keep your legacy aligned with your goals.

Medicare open enrollment is your annual opportunity to reassess your healthcare coverage. Learn what you can change, what to evaluate, and how to avoid higher costs or gaps in coverage before the window closes.

Teaching children the value of giving doesn't require large donations. It starts with small, consistent actions. This article offers practical strategies for raising charitable kids through empathy, family involvement, and hands-on giving opportunities that grow with them.

Recently on X, I saw a post expressing surprise that there are 24 million millionaires in the United States. I can’t confirm the veracity of that number, but it likely checks out—and I think there are actually many more. In fact, YOU are likely one of them.

Ever feel like your money disappears faster than you can track it? In this video, Russell Rivera explores how using a cash-based budgeting system can help create stronger spending awareness.

Tax season will look different for 2025 thanks to the One Big Beautiful Bill Act. Learn how new and expanded deductions could affect your tax liability and financial planning for years to come.

Blended families often face hidden financial tension that traditional families might not. Different upbringings, spending habits, and priorities can lead to friction unless they’re addressed head-on. In this episode of Sidewalk Talk, Russell Riveria walks through why communication is key and where to start.