Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
Subscribe to receive the latest posts, updates, and exclusive content directly to your inbox.
Stay connected!
Maximize Your Employee Benefits During Open Enrollment
Salary gets all the attention, but your benefits package may hold just as much value. With open enrollment around the corner, now’s the time to look closely at your health plan, retirement savings, and insurance options.
How to Safeguard Your Identity in a Digital World
With identity theft cases on the rise, knowing how to protect your information is more important than ever. This article walks through what to watch for, when to take action, and how to build stronger defenses.
7 Simple Strategies to Protect Your Financial Data Online
Managing your money online is convenient, but it comes with growing cybersecurity risks. Scammers are getting smarter, and attacks often start with human error, not high-level hacking. Here's how to reduce your risk with practical, proactive steps.
Is Your Portfolio Scattered? 4 Reasons to Consolidate Your Investment Accounts
A patchwork portfolio may not hurt you now, but over time, it can quietly erode returns and complicate planning. This guide explains the benefits of consolidating your investments where appropriate, how to get started, and why it’s worth reviewing your full financial picture.
Life After Divorce: Protecting Your Assets in a New Relationship
Rebuilding your life after divorce isn’t just emotional—it’s financial. In this video, Russell Rivera shares how a client took careful steps to protect her assets when entering a new relationship. With children and a settlement at stake, the right financial planning made all the difference.
Shred, Save, or Toss? How to Handle Your Financial Documents
Not sure what to do with old financial documents? Some should be shredded, others stored securely, and a few can go straight to the trash. Learn how to declutter your paperwork the right way while keeping your personal information safe.
How to Enjoy Big Trips Without Overspending
Planning a summer vacation that’s both fun and financially sound takes more than picking a destination. In this video, Russell Rivera shares how to align travel choices with what really matters—without overspending.
Financially Savvy Home Renovations: Plan, Budget, and Build
Buying a new home isn’t the only way to upgrade your space. Many homeowners are choosing to remodel instead of move—but is it the right choice for you? Learn key financial considerations before starting your next renovation.
Leaving the U.S.? Your Medicare Coverage Might Not Be Coming With You
Many retirees dream of traveling the world—but what happens if you need medical care abroad? Medicare doesn’t always cover international healthcare costs. Before you travel, make sure you understand your coverage and supplemental options.
Buying a Home: Dream or Reality?
Moving isn't just about a new address—it’s about what that change means for your finances. In this video, Russell Rivera explains how to assess your full financial picture before making a move. Whether you're expanding, downsizing, or relocating, it’s a conversation worth having.
Spring Clean Your Finances: 5 Easy Steps to Get Organized
As your life grows and evolves, it’s only natural for your financial situation to change as well—making it important to check in regularly and keep everything organized and on track.
Why Reviewing Your Social Security Statement Matters and How to Get Started
Social Security plays an important role in retirement planning for most Americans, providing a steady source of income in your later years. However, many individuals overlook the importance of regularly reviewing their Social Security Statement for accuracy and planning.
Streamline Your Digital Life: Smart Strategies for Managing Subscriptions
Digital tools put nearly everything at our fingertips, from automated bill payments to infinite entertainment. We can access information, manage finances, and discover funny or inspirational content at any moment — something previous generations could only imagine.
How Couples Can Benefit from Regular Money Dates
Ready to turn your financial stresses into a joint success story? Schedule a money date to navigate your finances as a team. Check out our guide on setting the right tone for a fruitful financial future together.
New Year, New Goals: Financial Clarity for 2025
Financial clarity can transform uncertainty into confidence. In this video, Russell Rivera shares how a thriving entrepreneur balanced their personal and business finances for a stress-free year ahead.
How to Avoid a January Financial Hangover
The holidays can be overwhelming, especially when it comes to spending. In this video, Russ Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
From Budgeting to Credit Monitoring: Essential Apps for Financial Wellness
Boost your financial literacy and health with apps tailored to track spending, save for goals, and monitor your credit score. Learn how leveraging these tools can make managing your finances easier and help you make smarter money decisions.
Keep Your Finances Organized with This Month-by-Month Checklist
Embrace your finances with confidence! Our guide provides a month-by-month checklist to help you manage your finances so you can enjoy every moment.
Turn Your Holiday Bonus Into a Gift That Keeps on Giving
As the holidays approach, many look forward to receiving a year-end bonus, but there’s more to it than just extra cash for gifts. Learn how to strike the perfect balance between having fun now and securing your finances for later.
How a Financial Advisor Can Help You Navigate the Waters of Divorce
In our latest video, Russell Rivera delves into the emotional and financial complexities of separating from a long-term partner. Discover how targeted financial advice can make a significant difference.