You often hear that owning a home is important for building wealth and surviving inflationary times. While that may be true, there are other important factors to consider regarding whether you can actually afford to buy a house.

In this Instablog, Russell shares his personal story about why he chose to go to Harvard, how he paid for it, and how he paid off his student loan debt in just two years. Then he shares some advice on how you can make smart, informed decisions about educational expenses.

After retiring from the NFL, Marques Ogden ran a multi-million dollar construction business, then he lost everything. Watch this episode of Discuss with Russ as he shares the lessons he learned and how he picked himself back up again.

Russell shares some ideas for planning activities and speaking up for yourself so that your vacation is actually enjoyable.

Have you noticed that many businesses are now passing credit card fees onto the customer?

If you’ve been a long-time investor, you’re probably experiencing deja vu - after all, this is not the first time we’ve had a bear market.

Would you believe it if someone told you there’s an upside to inflation? When prices are on the rise, so are rents and property values, and that benefits homeowners.

The last time we saw rising interest rates like we’re seeing today was around 2005, so if you’re 37 years old or younger, this is the first time you’ve been through this kind of economy as an adult. For perspective, watch our video, “You’re Not Alone.”

On this episode of Discuss with Russ, Russell talks with Scott Richards, employee benefits broker and strategist with Hilltop Strategies, about rising health insurance expenditures due to Covid and the various individual health insurance plan options available in 2022.

Russell Rivera, CFA, CFP, talks with Ross Karp, CLTC, founder and president of 3P Insurance Services, about managing personal financial risk with life and long-term care insurance.

Learn about how auto insurance rates are calculated and choosing appropriate coverage limits, how an umbrella liability policy can give you additional protection from loss, homeowners insurance coverage areas you might need to add to your policy, as well as cyber liability and a few types of insurance you may not have even known were available.

While money is simply a tool, people associate different meanings to money based on their own personal experience and money psychology. It’s important to ask whether your money beliefs are serving the pursuit of your financial goals or working against you.

Don’t miss this episode of Discuss With Russ, where we talk about using energy psychology to shift your money mindset from scarcity and limiting beliefs into developing a more abundant and growth-oriented relationship with money.

Unless you come from a background where you learned how to build wealth, you’re going to have a difficult time trying to do it on your own, even if you make a good income. Russ recently sat down with Mark Iorio, host of Rainmakers Roundup, to discuss why building wealth is so challenging for some people and how they can get guidance and support.

Russell talks with Fenton Joseph, owner of web design firm Olive Branch Digital, about his journey to successful self-employment and what others who are thinking about starting their own business need to consider before taking the leap.

Learn what individuals and business owners can do between now and the end of the year to get into a favorable situation for filing taxes in the spring and how to prepare proactively for next year.

When it comes to educating our next generation on financial literacy, hosting a one-time seminar isn’t going to cut it. To make a real impact on our next generation, it’s going to take integrating finance, budgeting, and more concepts into the education system.

Regardless of income or wealth status, one thing is clear for families preparing to teach their kids about money practically: there is no “right” way. In this Discuss with Russ, Maurice Redhead, President of Martin Bridge Accounting, talks to Russ about how to get kids involved in financial decisions, how to make it fun, and the importance of doing both of these things early.

How do we improve financial outcomes and thus quality of life for our next generations? It’s simple: financial literacy education.

No matter how in love or idealistic you are, marriage is a contract and a prenuptial agreement is like insurance designed to protect you and your contributions to the marriage. And if you are already married, there are some reasons you may even want to consider a post-nuptial agreement.