Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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The Financial Planning Process - Part 2
Do you know what are the basics that most people have in their financial plan in some form? While there can be a lot of moving parts, it doesn’t have to be complicated. Listen as Russell covers the general elements of a financial plan and what goes into each part.
The Financial Planning Process - Part 1
The financial planning process is about organizing your financial life today and then making plans for your financial life in the future. Listen as Russell Rivera talks about how this process works and how to make the most of your planning today for your future.
What is Financial Planning?
Financial planning can sometimes feel like an overwhelming process, but it doesn’t have to be. Listen as Russell Rivera talks about the basics of financial planning and how important it is to find a financial planner that will help you through this highly personalized process.
Why I Do What I Do
In this video, Russell Rivera, Founder and President of Voice Wealth Management, shares his personal story of how he became the founder of his own company, and why he has a dedicated passion for helping his clients reach the financial security they strive for.
Living Your Best Retirement
Everyone’s vision of life after retirement is different. But it is important to properly plan, save, and invest for the kind of retirement you desire.
The Trouble With Forecasting The Market’s Future
Market ups and downs are inevitable. Instead of trying to predict the future based on the recent past, we should be looking to the market itself to find insightful information on expected returns.
What to Do with a Financial Windfall
Have you considered how you would handle receiving a life-changing amount of money? Inheriting a windfall can be a blessing but it can also be a curse if you do not take smart steps to spend and save that money wisely.
The Coming Crash: How to Be Sure You’re Prepared for a Possible Recession
The last official recession in the United States ended in 2009. Regardless of age, we all remember it. Whether you call it “The Financial Crisis” or “The Great Recession,” it has left an indelible mark on how we view our economy of the last decade. It has scarred how many think about the world of economics and finance, leaving us wondering when the next shoe will drop.
Unique Issues Women Face When Planning for Retirement
While women are earning more than ever in recent decades, they still face many unique financial challenges that must be taken into consideration when planning for retirement.
Tips for Managing Your Time
Do you often feel there aren’t enough hours in the day? More often than not poor time management is to blame for us not being able to accomplish all that we would like to. Fortunately there are helpful ways we can use our time much more productively.
How Does the SECURE Act Affect Solopreneurs and 1099 Employees?
The SECURE Act has most Americans having to readjust their retirement plans in order to avoid losing money. However, if you are a solopreneur or a freelancer you may be able to use these new legislative changes to your advantage.
What New Investors Need to Know about Asset Allocation
Asset allocation is a fundamental principle of sound investing. Implementing a strategy and plan into your portfolio is equally, if not more, important to your long-term investment success than the individual securities in your portfolio.
How to Organize Your Financial Life
Your finances are one of the most important aspects of your life. Having your financial house in order is what helps you pursue financial confidence.
The SECURE Act
At the end of December 2019, Congress passed a funding resolution for the government which averted a shutdown. The intentions of this law are generally noble--to help more employees fund their senior years with workplace retirement plans which allow participants to save more money than they would through a typical IRA alone. But it also provides some significant changes which individuals and planners alike are going to have to wade through in the coming years.
The Importance of Updating Your Beneficiaries
If you have an investment account with any beneficiaries who are deceased, be sure to update them to specify the living individuals who you want to receive the account. This will save you time and trouble long-term.
End-of-Life Planning: Does Your Family Know Your Wishes?
End-of-Life planning should be a priority, it is the process of making critical decisions about how you want your healthcare, medical treatment, and personal care to be handled should you become unable to think or speak for yourself.
When Should You Retire?
Although it is important to understand your Social Security retirement benefits, you’ll need to keep in mind that just because you have reached your full retirement age, doesn’t mean you should necessarily retire.
What You Need to Know About Long-Term Care Insurance
Long-term care insurance pays for expenses that your health insurance won’t cover should you become disabled or otherwise unable to fully care for yourself. Here’s what you need to know about it.
Things Solopreneurs Should Do With Their Money
Many of us are solopreneurs for different reasons. Whether by choice or by accident. We all face our own set of unique challenges, and it is often a common issue for solopreneurs to forget what to do with their money.
Going Green and Saving Green with Solar Panels
If you’re looking for ways to save money on energy use as well as reduce your carbon footprint, adding solar panels to your home may be a worthy investment.