The job of financial planning is to help prepare your finances for the challenges and opportunities that lie ahead, even if one of those challenges is a terminal illness. Here’s guidance on steps you can take to get your affairs in order should you face that diagnosis.

The decision of whether or not to downsize their house is one that many retirees and pre-retirees face. And while you may be emotionally attached to the home where you raised your family, there are many benefits that downsizing can offer.

Asking for a raise without proper preparations isn’t likely to work, and it can even backfire on you. Here’s how to make a persuasive case and inspire the best possible outcome when negotiating a raise at work.

In this Instablog, Russ shares an idea for how you can save money on travel expenses.

There’s one thing people often don’t do at the end of the year that they should. In this Instablog, Russ explains what that is.

The FIRE (Financial Independence, Retire Early) movement is gaining momentum among people who are willing to make drastic changes to their lifestyle in exchange for an early retirement. Here’s what you need to know to decide if it’s right for you.

In this episode of Discuss with Russ, Ije Nwokomah of The Commission International joins Russ to talk about creating a vision for your future, getting clear on what you want, and creating a path to reach your goals.

Whether you grew up wealthy, poor, or middle class, you learned your money beliefs from your family. Learn what to do to keep from repeating your parent's money mistakes.

Longer life expectancies and more flexible work options have made retiring in your early 60s less of a necessity than it was for generations past.

Russell shares his thoughts on the importance of disability insurance and why you need to have it.

Are you spending your energy wisely? How you spend your limited energy determines just how much you get out of life, both personally and professionally.

Do you use your employer-sponsored flexible spending account (FSA)? Be sure you understand the rules to maximize your benefits and avoid losing money on unspent funds.

You often hear that owning a home is important for building wealth and surviving inflationary times. While that may be true, there are other important factors to consider regarding whether you can actually afford to buy a house.

In this Instablog, Russell shares his personal story about why he chose to go to Harvard, how he paid for it, and how he paid off his student loan debt in just two years. Then he shares some advice on how you can make smart, informed decisions about educational expenses.

Ready to make a major purchase? One way to get a significant discount on big-ticket items is to time your purchase right.

After retiring from the NFL, Marques Ogden ran a multi-million dollar construction business, then he lost everything. Watch this episode of Discuss with Russ as he shares the lessons he learned and how he picked himself back up again.

Russell shares some ideas for planning activities and speaking up for yourself so that your vacation is actually enjoyable.

When you don’t make tax planning a priority, you can cost yourself a considerable amount of money in missed opportunities and mistakes.

You don’t need to hit the jackpot to create financial security and prepare for the future. If you make smart decisions, exercise discipline, and tap into the resources offered by your employer, your 9-to-5 can be a source for wealth building.

Have you noticed that many businesses are now passing credit card fees onto the customer?