Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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How to Prevent Theft and Losses Due to Burglaries
You deserve to feel safe and secure, especially in your own home. Use common sense and the tips we offer here to reduce your chances of becoming the victim of a theft or burglary.
Experiencing Déjà Vu?
If you’ve been a long-time investor, you’re probably experiencing deja vu - after all, this is not the first time we’ve had a bear market.
The Silver Lining for Homeowners in Today's Market
Would you believe it if someone told you there’s an upside to inflation? When prices are on the rise, so are rents and property values, and that benefits homeowners.
How Secure Are Your Passwords?
The easiest way for hackers to gain access to your personal accounts is by guessing or stealing your passwords, and the easiest way to keep them out is by creating strong passwords and keeping them secure.
You’re Not Alone
The last time we saw rising interest rates like we’re seeing today was around 2005, so if you’re 37 years old or younger, this is the first time you’ve been through this kind of economy as an adult. For perspective, watch our video, “You’re Not Alone.”
Flying Solo in Retirement: 6 Financial Strategies for Women
Women today are far more likely to be the head of household and manage their own finances than in previous generations. If you’re a woman who plans to retire solo, these six financial strategies are for you.
What Are I Bonds?
What exactly are these “I bonds” everyone has been talking about lately? For starters, they are government-backed, and they’re currently paying better rates than many other investments.
Digital Estate Planning: 5 Steps to Protect Your Digital Assets
While developing your estate plan to pass on investments, cash, real estate, and more, don’t forget to plan for your digital valuables too.
How to Determine Your Best Options for Individual Health Insurance Plans
On this episode of Discuss with Russ, Russell talks with Scott Richards, employee benefits broker and strategist with Hilltop Strategies, about rising health insurance expenditures due to Covid and the various individual health insurance plan options available in 2022.
Parents’ Guide to Financial Aid: Scholarships, Grants, and Student Loans
Unfortunately, rising costs are placing higher education out of reach for many American young people. This is why it’s important for parents to do what they can to help their college-bound children find help paying for college.
6 Tips to Avoid Overspending on Your Summer Vacation
If you want to avoid losing track of your financial goals, it’s important to not spend recklessly while on vacation. Here’s how you can set a spending limit for your summer vacation and still have a fun-filled, unforgettable time.
Managing Personal Financial Risk with Life and Long-Term Care Insurance
Russell Rivera, CFA, CFP, talks with Ross Karp, CLTC, founder and president of 3P Insurance Services, about managing personal financial risk with life and long-term care insurance.
5 Steps to Protect Your Finances from Cognitive Decline
Most people will experience some degree of cognitive decline or memory impairment as they age. It’s an unfortunate reality of life, but one that should be expected and planned for accordingly, especially when it comes to managing finances.
Pet Ownership Can Be Costly But the Benefits Are Priceless
The love and affection pet lovers experience is priceless, but your wallet may be in for a bigger hit than you expect. Before bringing home a furry companion, consider both the benefits and the potential expenses.
Understanding Special Needs Trusts
Special needs trusts are a way family and others can help provide for the needs of a disabled individual while protecting their access to government benefits.
How to Protect Yourself for a Rainy Day: What You Need to Know About Insurance
Learn about how auto insurance rates are calculated and choosing appropriate coverage limits, how an umbrella liability policy can give you additional protection from loss, homeowners insurance coverage areas you might need to add to your policy, as well as cyber liability and a few types of insurance you may not have even known were available.
The Psychology of Money and Your Finances
While money is simply a tool, people associate different meanings to money based on their own personal experience and money psychology. It’s important to ask whether your money beliefs are serving the pursuit of your financial goals or working against you.
Choosing a Caregiver When Family Isn’t an Option
Choosing a caregiver for a loved one is a daunting task that will likely have you navigating unfamiliar waters. Here are some things to consider to ensure as much comfort, safety, and peace of mind as possible.
Debunking 7 Common Retirement Myths
There are lots of misconceptions about retirement that seem believable but just aren’t true. We debunk the most common retirement myths here.
10 Home Improvements That May Increase Your Home’s Value
How you handle investments in your home can factor into whether it grows as an asset or functions as more of a liability, so it’s important to be careful in choosing which improvements to make.