Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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How to Avoid a January Financial Hangover
The holidays can be overwhelming, especially when it comes to spending. In this video, Russ Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
From Budgeting to Credit Monitoring: Essential Apps for Financial Wellness
Boost your financial literacy and health with apps tailored to track spending, save for goals, and monitor your credit score. Learn how leveraging these tools can make managing your finances easier and help you make smarter money decisions.
Keep Your Finances Organized with This Month-by-Month Checklist
Embrace your finances with confidence! Our guide provides a month-by-month checklist to help you manage your finances so you can enjoy every moment.
Turn Your Holiday Bonus Into a Gift That Keeps on Giving
As the holidays approach, many look forward to receiving a year-end bonus, but there’s more to it than just extra cash for gifts. Learn how to strike the perfect balance between having fun now and securing your finances for later.
Donor-Advised Funds: A Smart Way to Manage Your Charitable Giving
Have you ever wondered how you can ensure your charitable contributions have a lasting impact? What if you could streamline your charitable giving while maximizing tax efficiency?
How a Financial Advisor Can Help You Navigate the Waters of Divorce
In our latest video, Russell Rivera delves into the emotional and financial complexities of separating from a long-term partner. Discover how targeted financial advice can make a significant difference.
Making the Most of Required Minimum Distributions (RMDs) in Your Retirement Strategy
How well do you understand the role of Required Minimum Distributions (RMDs) during your retirement years?
6 Things You'll Spend Less on in Retirement
Retirement often brings a much-needed reduction in many of the expenses that eat into our paychecks during our working years.
How an Annual Credit Report Review Can Bolster Your Financial Health
Regularly reviewing your credit report is crucial for maintaining financial health. It provides insight into your financial behaviors and can help you spot fraud early. Keeping an eye on your credit helps ensure you’re ready for life’s big decisions.
Refinancing High-Interest Debt: Strategies for Relief
Explore the potential benefits of refinancing high-interest debt. This strategic financial move could lower your payments and help you manage your budget better, offering a clearer path toward financial stability and independence.
Are You Prepared to Be an Empty Nester?
As children leave home for college or careers, parents face the transition to an empty nest. This is an opportunity to reassess financial plans, embrace new hobbies, and repurpose your home to enhance your new lifestyle.
Beat Investment Anxiety: How to Stay Calm in Volatile Markets
Feeling overwhelmed by market noise? Learn how to stay focused on long-term goals and manage stress with informed decisions, even during market fluctuations.
Overcoming Negativity Bias in Your Personal Finance Journey
Discover how negativity bias affects financial decision-making and learn strategies to maintain a positive perspective.
Essential Questions to Ask Your CPA for Smart Financial Management
Stay proactive with your financial planning. Collaborate with your CPA to understand tax implications and optimize your strategy.
Relocating for Family: A Parent's Guide to Making the Right Choice
Thinking of relocating for the sake of your kids? Learn what you need to consider before making the move to a new home or town.
Wellness and Wealth: Investing in Your Long-Term Health
Understanding the link between your lifestyle choices and overall success can transform your approach to health and finance. Prioritize wellness and reap the rewards.
Mastering the Basics of Money Management
Elevate your financial well-being by mastering money management basics! From creating a budget to managing credit and saving for emergencies, discover how taking control of your finances can lead to confidence and future prosperity.
How to Prepare for Growing Healthcare Costs in Retirement
Do the looming healthcare costs in retirement keep you up at night? Learn how proactive and thoughtful planning can help you manage expenses and retire with confidence.
Navigating Tax Season Scams: How to Protect Yourself from Fraud
Falling prey to tax scams can happen to anyone, but you can minimize the risk with the right precautions. Learn about the common tactics scammers use and the steps to protect yourself.
Unlocking Your Home’s Potential: Benefits and Risks of Home Equity Lines of Credit (HELOCs)
A HELOC can be a useful option thanks to its easy access and flexibility, from funding renovations to consolidating debt. But before you borrow against your home, consider the pros and cons.