
Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Spring Clean Your Finances: 5 Easy Steps to Get Organized
As your life grows and evolves, it’s only natural for your financial situation to change as well—making it important to check in regularly and keep everything organized and on track.
Why Reviewing Your Social Security Statement Matters and How to Get Started
Social Security plays an important role in retirement planning for most Americans, providing a steady source of income in your later years. However, many individuals overlook the importance of regularly reviewing their Social Security Statement for accuracy and planning.
Smart Tax Strategies to Save Money and Reduce Stress
Tax season doesn't have to be a last-minute scramble. With smart, year-round planning, you can reduce stress, stay organized, and make tax time work for you—not against you. Watch this episode of Sidewalk Talk where Russ Riveria explains how.
Streamline Your Digital Life: Smart Strategies for Managing Subscriptions
Digital tools put nearly everything at our fingertips, from automated bill payments to infinite entertainment. We can access information, manage finances, and discover funny or inspirational content at any moment — something previous generations could only imagine.
Love and Money: Finding Financial Harmony
Money issues can strain any relationship, but they don’t have to. In this video, Russell Rivera shares how one couple used financial planning to turn tension into teamwork by aligning their goals and habits.
Checklist for Estate Planning: Review Estate Planning Documents
As you may or may not know, I had two family members pass away in 2024. I’ve written before, “Death is hell. Especially on the living.” Dealing with the estate of someone who has passed can be hell to those who survive if a solid estate plan is not in place.
How Couples Can Benefit from Regular Money Dates
Ready to turn your financial stresses into a joint success story? Schedule a money date to navigate your finances as a team. Check out our guide on setting the right tone for a fruitful financial future together.
Russell D. Rivera Recognized as Cambridge 2025 Leaders Club Qualifier
Russell D. Rivera of Voice Wealth Management has been recognized as a 2025 Leaders Club qualifier by Cambridge for exceptional leadership and client service.
New Year, New Goals: Financial Clarity for 2025
Financial clarity can transform uncertainty into confidence. In this video, Russell Rivera shares how a thriving entrepreneur balanced their personal and business finances for a stress-free year ahead.
4 Essential Questions to Answer Before You Reach Retirement
Retirement planning is about creating a future that aligns with your values and goals. From deciding how to spend your time to managing your financial resources, these questions to ask yourself cover four important considerations.
Don’t Let Year-End Finances Keep You Up at Night
Are you worried about your financial health as we head into 2025? Now’s the perfect time to review your plans and make last-minute adjustments so you can end 2024 strong and start 2025 out on the right foot.
How to Avoid a January Financial Hangover
The holidays can be overwhelming, especially when it comes to spending. In this video, Russ Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
From Budgeting to Credit Monitoring: Essential Apps for Financial Wellness
Boost your financial literacy and health with apps tailored to track spending, save for goals, and monitor your credit score. Learn how leveraging these tools can make managing your finances easier and help you make smarter money decisions.
Keep Your Finances Organized with This Month-by-Month Checklist
Embrace your finances with confidence! Our guide provides a month-by-month checklist to help you manage your finances so you can enjoy every moment.
Turn Your Holiday Bonus Into a Gift That Keeps on Giving
As the holidays approach, many look forward to receiving a year-end bonus, but there’s more to it than just extra cash for gifts. Learn how to strike the perfect balance between having fun now and securing your finances for later.
Donor-Advised Funds: A Smart Way to Manage Your Charitable Giving
Have you ever wondered how you can ensure your charitable contributions have a lasting impact? What if you could streamline your charitable giving while maximizing tax efficiency?
How a Financial Advisor Can Help You Navigate the Waters of Divorce
In our latest video, Russell Rivera delves into the emotional and financial complexities of separating from a long-term partner. Discover how targeted financial advice can make a significant difference.
Making the Most of Required Minimum Distributions (RMDs) in Your Retirement Strategy
How well do you understand the role of Required Minimum Distributions (RMDs) during your retirement years?
6 Things You'll Spend Less on in Retirement
Retirement often brings a much-needed reduction in many of the expenses that eat into our paychecks during our working years.
How an Annual Credit Report Review Can Bolster Your Financial Health
Regularly reviewing your credit report is crucial for maintaining financial health. It provides insight into your financial behaviors and can help you spot fraud early. Keeping an eye on your credit helps ensure you’re ready for life’s big decisions.