Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Leaving the U.S.? Your Medicare Coverage Might Not Be Coming With You
Many retirees dream of traveling the world—but what happens if you need medical care abroad? Medicare doesn’t always cover international healthcare costs. Before you travel, make sure you understand your coverage and supplemental options.
Buying a Home: Dream or Reality?
Moving isn't just about a new address—it’s about what that change means for your finances. In this video, Russell Rivera explains how to assess your full financial picture before making a move. Whether you're expanding, downsizing, or relocating, it’s a conversation worth having.
Your Financial Plan Is a Journey, Not a Destination
Pursuing your financial goals isn’t about reaching a single endpoint—it’s about committing to steady progress along a path that’s often unpredictable. The road to financial success is rarely a straight line; it’s filled with unexpected turns, challenges, and opportunities.
Is Your Insurance Keeping Up? How to Stay Covered Through Life’s Changes
Taking the time to review your insurance policies is one of the smartest ways to protect your financial well-being. Life has a way of throwing curveballs—whether it’s a sudden storm, a plumbing disaster, or an unexpected medical diagnosis—and having the right coverage means you’re prepared for whatever comes next.
Smart Money Moves After an Inheritance or Windfall
A young professional suddenly received a trust fund but had no idea how to handle it. Should they invest? Pay off debt? Save for the future? In this video, Russ Rivera walks through the steps he took to help them create a solid financial plan—one that ensured their inheritance would last and work for them.
Spring Clean Your Finances: 5 Easy Steps to Get Organized
As your life grows and evolves, it’s only natural for your financial situation to change as well—making it important to check in regularly and keep everything organized and on track.
Why Reviewing Your Social Security Statement Matters and How to Get Started
Social Security plays an important role in retirement planning for most Americans, providing a steady source of income in your later years. However, many individuals overlook the importance of regularly reviewing their Social Security Statement for accuracy and planning.
Smart Tax Strategies to Save Money and Reduce Stress
Tax season doesn't have to be a last-minute scramble. With smart, year-round planning, you can reduce stress, stay organized, and make tax time work for you—not against you. Watch this episode of Sidewalk Talk where Russ Riveria explains how.
Streamline Your Digital Life: Smart Strategies for Managing Subscriptions
Digital tools put nearly everything at our fingertips, from automated bill payments to infinite entertainment. We can access information, manage finances, and discover funny or inspirational content at any moment — something previous generations could only imagine.
Love and Money: Finding Financial Harmony
Money issues can strain any relationship, but they don’t have to. In this video, Russell Rivera shares how one couple used financial planning to turn tension into teamwork by aligning their goals and habits.
Checklist for Estate Planning: Review Estate Planning Documents
As you may or may not know, I had two family members pass away in 2024. I’ve written before, “Death is hell. Especially on the living.” Dealing with the estate of someone who has passed can be hell to those who survive if a solid estate plan is not in place.
How Couples Can Benefit from Regular Money Dates
Ready to turn your financial stresses into a joint success story? Schedule a money date to navigate your finances as a team. Check out our guide on setting the right tone for a fruitful financial future together.
Russell D. Rivera Recognized as Cambridge 2025 Leaders Club Qualifier
Russell D. Rivera of Voice Wealth Management has been recognized as a 2025 Leaders Club qualifier by Cambridge for exceptional leadership and client service.
New Year, New Goals: Financial Clarity for 2025
Financial clarity can transform uncertainty into confidence. In this video, Russell Rivera shares how a thriving entrepreneur balanced their personal and business finances for a stress-free year ahead.
4 Essential Questions to Answer Before You Reach Retirement
Retirement planning is about creating a future that aligns with your values and goals. From deciding how to spend your time to managing your financial resources, these questions to ask yourself cover four important considerations.
Don’t Let Year-End Finances Keep You Up at Night
Are you worried about your financial health as we head into 2025? Now’s the perfect time to review your plans and make last-minute adjustments so you can end 2024 strong and start 2025 out on the right foot.
How to Avoid a January Financial Hangover
The holidays can be overwhelming, especially when it comes to spending. In this video, Russ Rivera discusses how to avoid the financial hangover that often follows the season. If you've ever felt stressed about paying off holiday expenses, this is worth a watch.
From Budgeting to Credit Monitoring: Essential Apps for Financial Wellness
Boost your financial literacy and health with apps tailored to track spending, save for goals, and monitor your credit score. Learn how leveraging these tools can make managing your finances easier and help you make smarter money decisions.
Keep Your Finances Organized with This Month-by-Month Checklist
Embrace your finances with confidence! Our guide provides a month-by-month checklist to help you manage your finances so you can enjoy every moment.
Turn Your Holiday Bonus Into a Gift That Keeps on Giving
As the holidays approach, many look forward to receiving a year-end bonus, but there’s more to it than just extra cash for gifts. Learn how to strike the perfect balance between having fun now and securing your finances for later.