Insights, Advice, and Conversations to Shape Your Financial Future
DISCUSS WITH RUSS
“Discuss With Russ” is your go-to resource for navigating the complex world of personal finance. Whether you’re looking to manage risk, seize new opportunities, or avoid common financial pitfalls, our blog offers insights to help you succeed at every stage of your financial journey.
We’re here to provide actionable strategies and thoughtful guidance to help you take control of your financial future.
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Dividend Versus Growth Investments
It’s important to know the different types of investments and what they can do for your portfolio. A point of confusion for investors is sorting out the differences between dividend versus growth investments and determining which to choose.
6 Ways to Make Your Home More Energy Efficient
Everyone can benefit from new ways to make your home more energy-efficient. Taking simple steps, such as updating your appliances, can help lower your electricity bill while also lowering your overall impact on the environment.
CARES Act and PPP Round Two: An Update
In this video, Founder and President of Voice Wealth Management, Russell Rivera discusses what the Payroll Protection Program is and how it is designed to help individuals during the COVID crisis.
New York Real Estate - Before, During, and After the COVID-19 Crisis
In this video, Founder and President of Voice Wealth Management, Russell Rivera talks about real estate trends before heading into the COVID-19 crisis, how they are currently responding, and what we can expect in the future.
Helpful Tips to Develop and Practice Personal Resilience
Life is unpredictable and can often throw many curveballs at us. Developing personal resilience is a way that we can come out the other side of adversity with a different view, and many times, more opportunity and success.
What are the Differences Between an Individual Stock and ETF?
While most investors have a basic knowledge of individual stocks, learning about other common investing vehicles, such as ETFs and how they may be a good alternative for you, could prove to add a greater return on your investment.
Staying Mentally and Physically Fit While Socially Distancing
In this video, Russell Rivera discusses how health and nutrition trends are different now during the age of COVID, and how you can get or stay mentally and physically fit while having to stay at home.
Effectively Communicating With Video Conferencing
In this video, Russell discusses and shares ways to professionally and effectively communicate through video conferencing while we are all having to work virtually during this current pandemic.
Estate Planning and the CARES Act
In this video, President and Founder of Voice Wealth Management, Russell Rivera talks about whether or not there is a need to revisit your estate plan during this current crisis and what actions can you can be taking during this time given the new governmental guidelines.
What to Learn from the Current Crisis
While the COVID-19 crisis may be preventing us from getting outside and enjoying the spring weather like we may have wanted, we can use this time to get ourselves financially healthier over the next couple of months.
How to Save for Retirement When You are Self-Employed
Saving for retirement can be difficult, especially when you are self-employed. Fortunately, there are several plans you can take advantage of and ways to invest your money to help you save for the retirement you dream of.
The Current Market
In this video, Russell Rivera addresses many common concerns that investors are having about the volatility of the current market, and what the long-term costs this economic crash may have in the future.
9 Little Ways You’re Wasting Money
Most of us are wasting our money in ways we don’t even realize. The first step to saving money is to recognize where we are spending it. Once you know where your money is going, you can think carefully about smart ways to save it.
Personal Finance and Smart Spending
In this video, Russell Rivera, the Founder and President of Voice Wealth Management, talks about how easily and often we engage in “frustration buying,” and ways you can avoid spending money that you don’t have to.
The Market is Signaling Recession. What Next?
The last three weeks have led to intense emotions. Both inside and outside the market, anxiousness is high due to COVID-19.
Why It’s Important to Diversify Your Investments
Diversification is an investment strategy seeks to reduce risk and maximize return for long-term investments such as retirement accounts.
It All Starts With a Budget
When people think of budgeting, some might think of putting your cash in envelopes or glass jars to make sure you don’t spend too much on any one area of your life, but budgeting is much more than that. In Russell’s latest video, It All Starts With a Budget, he talks about the important aspects of budgeting and poses some questions you may not have thought about.
Building Our Portfolios
When it comes to how we build our portfolios, we've studied the academic research and come to believe a few things about investing. A portfolio should be broad-based and global. When it comes to stocks, we want you to own as many securities in the market as possible, but we want to tilt towards certain characteristics that we think and we have found make for better returns over time.
The Role of Investments In Your Financial Plan
When clients plan their financial journey, it’s like building a car that goes down the road of life. That car needs an engine. That's where investments come in.