Russell Rivera, CFA, CFP, talks with Ross Karp, CLTC, founder and president of 3P Insurance Services, about managing personal financial risk with life and long-term care insurance.

Most people will experience some degree of cognitive decline or memory impairment as they age. It’s an unfortunate reality of life, but one that should be expected and planned for accordingly, especially when it comes to managing finances.

The love and affection pet lovers experience is priceless, but your wallet may be in for a bigger hit than you expect. Before bringing home a furry companion, consider both the benefits and the potential expenses.

Special needs trusts are a way family and others can help provide for the needs of a disabled individual while protecting their access to government benefits.

Learn about how auto insurance rates are calculated and choosing appropriate coverage limits, how an umbrella liability policy can give you additional protection from loss, homeowners insurance coverage areas you might need to add to your policy, as well as cyber liability and a few types of insurance you may not have even known were available.

While money is simply a tool, people associate different meanings to money based on their own personal experience and money psychology. It’s important to ask whether your money beliefs are serving the pursuit of your financial goals or working against you.

Choosing a caregiver for a loved one is a daunting task that will likely have you navigating unfamiliar waters. Here are some things to consider to ensure as much comfort, safety, and peace of mind as possible.

There are lots of misconceptions about retirement that seem believable but just aren’t true. We debunk the most common retirement myths here.

How you handle investments in your home can factor into whether it grows as an asset or functions as more of a liability, so it’s important to be careful in choosing which improvements to make.

Don’t miss this episode of Discuss With Russ, where we talk about using energy psychology to shift your money mindset from scarcity and limiting beliefs into developing a more abundant and growth-oriented relationship with money.

If you plan to leave assets or money to your children when you pass away, take time now to consider whether placing that inheritance in a trust may offer them protection.

Unless you come from a background where you learned how to build wealth, you’re going to have a difficult time trying to do it on your own, even if you make a good income. Russ recently sat down with Mark Iorio, host of Rainmakers Roundup, to discuss why building wealth is so challenging for some people and how they can get guidance and support.

Not everyone is preparing for retirement with a spouse, partner, or children. Whether due to widowhood, divorce, never marrying, or not having kids by chance or choice, more people than ever before are approaching retirement single and childfree.

Russell talks with Fenton Joseph, owner of web design firm Olive Branch Digital, about his journey to successful self-employment and what others who are thinking about starting their own business need to consider before taking the leap.

Getting married is about more than romance; it’s also an occasion in which two people combine their legal and financial affairs. Along with the happy nuptials, it’s also time to consider your new insurance needs.

Receiving a pay raise or bonus is always a welcome event. Having a plan for what to do with the extra money will ensure you get the best benefit from it.

Learn what individuals and business owners can do between now and the end of the year to get into a favorable situation for filing taxes in the spring and how to prepare proactively for next year.

Whether you experienced a rough patch during the pandemic or more time at home in 2020 left you flush with extra savings, 2021 was a year of recalibrating. Take a moment to check in on the state of your finances heading into the new year.

As the winter season sets in, we often start to feel the need to slow down. While there’s nothing wrong with slowing your pace from time to time, the fact is, there are benefits to staying active during the winter.

While you may be in good health today, life doesn’t always go as planned, so it’s a good idea to put a POA in place as a general precaution. Without one, your loved ones can face unnecessary stress and hardship.